Regular Savings

A type of savings which can be withdrawn anytime with interest rate of 2% per 

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Purpose Savings

A type of savings intended for purpose deposit. Can only withdraw every June and December with interest rate of 2.5% per annum.

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Time Deposit

A type of savings with a specific termination of date or term and has a specific rate of interest.

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Wealth Building Program

A savings and wealth-building program developed especially for Overseas Filipino (OFs) and Overseas Filipino Family Members (OFFM) through a specific purpose

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Kiddie Savers (0-12)

A savings for laboratory cooperative teaching children ages 0-12 the habit of savings which can be withdrawn anytime with interest rate of 2% per annum.

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Youth Savers (13-17)

A savings for laboratory cooperative teaching youth ages 13-17 the habit of savings which can be withdrawn anytime with interest rate of 2% per annum.

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Aflatoun

A savings program developed for selected partner schools in Rizal teaching the students the habit of savings which can be withdrawn every 6 months with interest rate of 2% per annum.

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SAVINGS MOBILIZATION FEATURES
REGULAR AND PURPOSE SAVINGS

Product Features Regular Savings Purpose Savings
Interest Rate
2% p.a. 2.5% p.a.
Initial Deposit
P 100.00 P 200.00
Minimum Deposit
P 100.00 P 200.00 / wk
P 800.00 / mo
Required ADB** to earn interest
P 1000.00 P 1000.00
Withdrawal
Anytime Jun and Dec only




TIME DEPOSIT

Amount Range 6 mos 7 mos 8 mos 9 mos 10 mos 11 mos 12 mos
5,000.00 < 49,999.99 2.5000% 2.5417% 2.5833% 2.6250% 2.6667% 2.7083% 2.7500%
50,000.00 < 99,999.00 2.6364% 2.7045% 2.7727% 2.8409% 2.9091% 2.9773% 3.0455%
100,000.00 < 199,999.00 2.7727% 2.8674% 2.9621% 3.0568% 3.1515% 3.2462% 3.3409%
200,000.00 < 299,999.00 2.9091% 3.0303% 3.1515% 3.2727% 3.3939% 3.5152% 3.6364%
300,000.00 < 399,999.00 3.0455% 3.1932% 3.3409% 3.4886% 3.6364% 3.7841% 3.9318%
400,000.00 < 499,999.00 3.1818% 3.3561% 3.5303% 3.7045% 3.8788% 4.0530% 4.2273%
500,000.00 < 599,999.00 3.3182% 3.5189% 3.7197% 3.9205% 4.1212% 4.3220% 4.5227%
600,000.00 < 699,999.00 3.4545% 3.6818% 3.9091% 4.1364% 4.3636% 4.5909% 4.8182%
700,000.00 < 799,999.00 3.5909% 3.8447% 4.0985% 4.3523% 4.6061% 4.8598% 5.1136%
800,000.00 < 899,999.00 3.7273% 4.0076% 4.2879% 4.5682% 4.8485% 5.1288% 5.4091%
900,000.00 < 999,999.00 3.8636% 4.1705% 4.4773% 4.7841% 5.0909% 5.3977% 5.7045%
1,000,000.00 < 3,000,000.00 4.0000% 4.3333% 4.6667% 5.0000% 5.3333% 5.6667% 6.0000%


Product Features TIME DEPOSIT
Term Minimum of six (6) months depending on the purpose of savings and/or depositor’s preference.
Deposit Frequency Spot Cash
Withdrawal No withdrawals allowed within lock-in period. Terms and Conditions applies upon pre-termination.
Pre-Termination Regular Savings Interest Rates applies.
Proof of Account Certificate of Time Deposit and Ledger

SAFE LAB AND AFLATOUN SAVINGS

Product Features KIDDIE SAVERS YOUTH SAVERS AFLATOUN
Interest Rate 2% p.a. 2% p.a. 2% p.a.
Initial Deposit P 100.00 P 50.00 P 20.00
Minimum Deposit P 2.00 P 2.00 P 2.00
Required ADB** to earn interest P 1,000.00 P 1,000.00 P 1,000.00
Withdrawal Anytime Anytime Every 6 mos.
Service Fee - - P 30.00

Minimum of P 2.00 a day and can be deposited weekly
ADB – Average Daily Balance
Service Fee upon withdrawal beyond lock-in period of 6 mos.

WEALTH BUILDING PROGRAM

Amount 2 years 3 years 4 years 5 years
50,000 - 99,999 3.00% 3.25% 3.50% 3.75%
100,000 - 199,999 3.50% 3.75% 4.00% 4.25%
200,000 - 299,999 3.75% 4.00% 4.25% 4.50%
300,000 - 399,999 4.00% 4.25% 4.50% 4.75%
400,000 - 499,999 4.25% 4.50% 4.75% 5.00%
500,000 - 599,999 4.50% 4.75% 5.00% 5.25%
600,000 - 699,999 4.75% 5.00% 5.25% 5.50%
700,000 - 799,999 5.00% 5.25% 5.50% 5.75%
800,000 - 899,999 5.25% 5.50% 5.75% 6.00%
900,000 - 999,999 5.50% 5.75% 6.00% 6.25%
1,000,000 - above 5.75% 6.00% 6.25% 6.50%
Package Term Amount
Asset Acquisition 5 – 10 yrs 50T – 2M
Retirement 2 – 5 yrs 50T – 2M
College Education 2 – 5 yrs 100T – 500T
Enterprise 2 – 5 yrs 100T – 500T
Events and Celebration 2 – 5 yrs 100T – 500T
Contingency and Emergency 2 – 5 yrs 50T – 250T
Leisure and Vacation 2 – 5 yrs 50T – 250T
Health 2 – 5 yrs 50T – 250T
Product Features WEALTH BUILDING PROGRAM
Term Minimum of two (2) years depending on the purpose of savings and/or depositor’s preference.
Minimum Amount Required on Opening P 1,000.00 for both OF and OF families
Deposit Frequency Monthly, Spot Cash or any preference of the depositor
Withdrawal No withdrawals allowed within lock-in period. Terms and Conditions applies upon pre-termination.
Pre-Termination Regular Savings Interest Rates applies.
Proof of Account Passbook and Ledger